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Equifax Settlement Payouts Range from $125 to $20K. Here's How to Find Out if You're Eligible in...

If you spent time or money as a result of the Equifax breach, even if you only signed up for free credit monitoring, you can quickly check to see if you're eligible for part of the settlement.

How to Pay Off a Collection Account

Are you being hounded by a debt collector to pay off a collection account you owe? Read on to find out what you need to know when dealing with collections, and the steps you'll want to take, before you agree to pay off a collection account.

10 Things That Debt Collectors Do That Are Illegal

The Federal Fair Debt Collection Practices Act explains just how debt collectors should act when they are attempting to collect a debt from consumers. These are just some important things a debt collector should not do.<br>The debt collector should not ask you to pay more than you owe.

Sticker shock: Secrets of hospital billing revealed

Hospital charges are closely guarded secrets, but not anymore. KRQE News 13 has compiled a first-ever comparison of actual patient charges from all 44 New Mexico hospitals. And what it shows is a b…

New rules to know about debt collection via social media

The federal government recently enacted new rules that give wide reach to debt collectors, including contacting you through social media. But you still have rights.

New Rules Would Require Debt Collectors Have Proof You Actually Owe Money

One of the most common complaints about debt collectors is that they harass people over debts that are either no longer owed, or weren’t owed in the first place. Federal regulators are now pr…

Incorrect Information on Credit Report: Can it be Reinserted?

We recently received the following question from a Minter via Facebook. It’s about the legality of reporting items to the credit bureaus after they had been removed. Here’s the question: “I recently had an item deleted from my credit report after I disputed it. About a week later I received a letter from the collection agency billing me for the supposed debt. If I do not pay it can it be put back on my credit report after it has already been deleted?”…

How To Read a Credit Report

Learning to read a credit report may seem intimidating, but it’s much easier than most people think. Your report will ...

Is the financial services complaints system broken?

Does relying so heavily on internal procedures mean the financial services complaints system is broken?

Will Financial Services Move to the Cloud?

Many financial services organizations are wary of moving sensitive data to the cloud – but we all know it’s coming. What are some of the indications that the tide is turning? What are the first apps, or processes that you believe will move to the cloud? What are the implications for security and best practices for reducing risk?

Is DevOps right for financial services?

When faced with strict regulations and procedures, it can be hard to constantly innovate. It’s especially challenging in the financial services industry where we must develop innovative digital software solutions within an environment controlled by tight regulatory requirements, a desire to mitigate risk and a need for ensuring high quality technical processes.

Incorrect Debt Collection Information on Your Credit Report?

Creditors or collectors are not allowed to report inaccurate information to your credit reports, and under the Fair Credit Reporting Act, you have a right to have it removed.

Credit Report Mistakes

Learn about some common reasons for credit report errors, and what you can do about them.

Are there errors on your credit report?

You'd be surprised how many Americans have mistakes on their credit reports.

What are the VAT rates for financial services?

What’s in your credit report?

The Fair Credit Reporting Act entitles everyone to one free credit report every year from each of the three nationwide credit bureaus, but many consumers don’t take advantage of it. People tend to request copies of their credit report if they are planning a major upcoming life event, like buying a house, or if they …

How do student loans affect your credit report?

Credit Reports and Scores: How to Monitor Yours

Are You Checking Your Credit Report?

When was the last time you checked your credit report? You know -- the statement that gives an insight into your financial situation and can help you spot fraud.